Top 5 Reasons to Avoid Bankruptcy in Illinois and Opt for Debt Settlement Using Benveniste Law Offices
Deciding whether or not to acquire a debt relief attorney may be something you are struggling with. You may understand that your credit card debt has become overwhelming and ignoring it can only lead to severe consequences, but you aren’t too sure if legal representation is necessary.
The fact that you are considering a debt relief attorney shows that the situation may have gotten out of hand. You may be experiencing endless calls from collection agencies requesting amounts of money that you do not see yourself acquiring any time soon. You can try to negotiate repayment options, but a large majority of agencies are not trained to offer deals and will only collect personal information. There is no better way to show creditors that you are serious about handling your credit card debt than acquiring an Illinois debt relief attorney. An experienced attorney can bring certain qualities to the table that can help maximize your debt relief efforts.
Knowledge of Law
An experienced debt relief attorney has extensive knowledge of debt relief law. They also are well-informed on creditor rights in regards to how and when a creditor is legally permitted to collect on a debt. A debt relief attorney is aware that creditors must provide notice prior to taking action. If a creditor has failed to do so, your attorney can take the steps necessary to disrupt the collections process. Your attorney will make sure that creditors abide by the law and are held accountable for their actions or lack thereof.
Experience Dealing with Creditors
Through repeated encounters with creditors, a well-versed attorney will be able to predict particular actions or reactions to particular instances. They may have handled a case similar to yours and are aware of legal tactics that are effective when dealing with creditors. Depending on your specific situation, they can make you aware of a few possible outcomes and how to go about reaching them.
Unrelenting Persistence
Taking on creditors is no cakewalk. They will aggressively pursue what is owed and stop at nothing until they are paid. Once they realize that you are fighting your debt, there job is to make it more difficult by continuously suppressing your efforts. The time and energy alone needed to effectively take on creditors is not at the disposal of the average working adult. Your debt relief attorney’s job is to relieve you of your debt and will stop at nothing to ensure that happens.
The experienced debt relief attorneys at Benveniste Law Offices have successfully taken on creditors while representing afflicted debtors. We are the non-bankruptcy attorneys of Illinois and we will negotiate with creditors to have your debt adjusted on the most favorable terms. If your case requires a court appearance, we will show up on your behalf to dispute the claims presented against you. Contact us today at 1-800-497-5358 for a free consultation. We collect nothing until you are paid first!
About the author
