Cosigning a credit card or loan allows the bank to pursue you for payments when the other person cannot. Unless the other person can demonstrate that they can handle it alone, banks typically won’t allow you to remove your name. If you’ve cosigned for a loved one, removing your name will be difficult, but it…
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The most famous travel destinations in the world are both unique and expensive. You must consider the cost of airfare, lodging, transportation, activities, and food. Many travelers rely on credit cards and personal loans to finance a trip, but before taking off to a new location, you should research all potential expenses and consider the…
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It is not uncommon for a consumer who has fallen significantly behind on credit card payments to close it. Others may close a credit card because they have had a dispute with the issuing entity or they have no need for the balance any longer. However, everyone should be aware that taking this step will…
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There is a specific dissociation that people experience when using credit cards as opposed to paper money. People tend to spend freely when using a charge card because there is no physical exchange of bills taking place. Seeing cash leave your hand is a very tangible experience. Shopping with plastic is simpler, making it easy…
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Nearly everyone in the US has a credit card and relies on a good credit score to be able to live a financially healthy life. With this in mind, many people believe that they’re better off financially because they stay totally debt free, and don’t have any obligations on their cards. While having debt may…
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. Heather Weis | Benveniste Law Offices Call us 847-849-1163