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Monthly Archives: October 2018

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woman looking over financial documents

How Credit Card Defaults Happen

By The Benveniste Law OfficesCC Attorney Blog

Serious delinquency on a credit card payment is known as credit card default. This status will affect your relationship with the current card issuer and your ability to receive future credit offers. It also lowers your credit score, impacting your ability to rent apartments, secure loans, and may even keep you from buying a car.…

October 31, 2018
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man documenting money saved

5 Money Management Tips for Generations X, Y, And Z

By The Benveniste Law OfficesCC Attorney Blog

Would you like to be fiscally fit? No matter how old you are, these five tips offer a basic concept of good financial habits that will set you up for success. While budgeting your money and being self-disciplined can be difficult, it is essential for financial prosperity. Automate Your Savings To ensure that you can…

October 24, 2018
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How to Deal with a Debt Collection Lawsuit

By The Benveniste Law OfficesCC Attorney Blog

Debt collection can be a frightening experience that is amazingly common throughout the United States. According to one estimate, one in three Americans will receive a message at least once from a debt collector concerning a delinquent payment. Collection lawsuits are incredibly serious. Showing up unprepared or flat-out refusing to answer can result in severe…

October 17, 2018
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stack of coins and a credit card chip

The Average Credit Limit for Americans Revealed

By The Benveniste Law OfficesCC Attorney Blog

Having a high credit limit is beneficial, even if you do not intend to use it. It means that financial institutions trust you to borrow money and repay it. Having credit cards with a large spending capacity come in handy in case of emergency. You can also use these cards to make large purchases and…

October 10, 2018
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notice of past due

The Effect of One Late Payment

By The Benveniste Law OfficesCC Attorney Blog

Mistakes happen. Families go through financial hardships or have personal issues that may prevent them from paying their bills on time every month. Unfortunately, credit card companies are not particularly forgiving. When you pay your credit bills late, it will affect your credit score. The consequences of a late payment depend on the situation. Every…

October 3, 2018
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