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Monthly Archives: September 2017

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  2. 2017
  3. September

4 Ways Loan Modifications Can Stop an Account Default

By Heather BenvenisteCC Attorney Blog Credit Card Law

Contrary to popular belief, creditors do not randomly sue debtors. In all actuality, they provide them with a 180-day period to take some action before charging off the account. During that time, borrowers can choose to make a payment or seek the assistance of an Illinois debt settlement attorney. If one decides to do the…

September 29, 2017
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3 Ways Your Credit Score Affects Your Life

By Heather BenvenisteCC Attorney Blog Credit Card Law

Credit scores for a long while went ignored by many. Individuals would blindly open credit accounts and default on payments with little to no knowledge on how it was hurting their score. Many people were also hesitant to check their scores with the fear of adding an inquiry to their report, thus lowering their score.…

September 20, 2017
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What Happens if I Can’t Pay My Payday Loan?

By Heather BenvenisteCC Attorney Blog Credit Card Law

Payday loans are a unique type of short-term, high-interest rate loan that helps those in need of immediate cash between paychecks. This service is most helpful as the Federal Reserve reports that roughly half of all Americans do not have savings set aside for emergency financial situations. There is also a large number of Americans…

September 12, 2017
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Credit Card Write-Off vs. Charge-Off in Illinois

By Heather BenvenisteCC Attorney Blog Credit Card Law

There is plenty of financial jargon that gets tossed around in reference to credit cards and loans. Terms like tort and insolvency can easily confuse the average person and inhibit his ability to comprehend legal documents. Many people choose to simply ignore or read over terms they cannot understand, but that is not necessarily the…

September 4, 2017
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