Top 3 Things to Know if Your Debt is in Collections

By Heather BenvenisteCC Attorney Blog Credit Card Law

The initial debt collection calls you receive will come directly from the bank or credit card company to which you owe the debt. The credit card company will likely charge-off your debts after 180 days if you fail to respond. Many people often mistakenly confuse a “charge-off” as a forgiven debt when in fact the…

July 27, 2017

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Top 3 Credit Card Lawsuit Defenses

By Heather BenvenisteCC Attorney Blog Credit Card Law

After a long period of ignoring debt collection calls and demand letters from persistent agents, creditors may sue you for an outstanding debt. A court summons is one notice that you should not ignore. Failure to respond to a court order can result in harsher penalties than simply paying off a debt. You should immediately…

July 16, 2017

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Why Mortgage Brokers Should Know a Debt Settlement Attorney

By Heather BenvenisteCC Attorney Blog Credit Card Law

Anyone looking to purchase a home will likely hear the term ‘mortgage broker’ come up a few times throughout the process. Mortgage brokers serve as the liaison between homeowners and the bank or mortgage lender. Their role is simple but necessary. They work directly with the bank to help homeowners qualify for a mortgage. The…

July 8, 2017

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