If you are so far behind on bills that you are dreading the time when collection calls will start pouring in, or already have your debt in collections, know that you are not alone. Despite a stronger economy, over 35% of Americans continue to struggle with credit card debt that has been reported to a collection agency. Once this has taken place, your private life can take a turn for the worse if you do not have a strategy to tackle the debt once and for all.
Whether you wish to purchase a home, car, or even pursue an education, outstanding debts can stand in your way, making it nearly impossible to get a loan. In addition, it is not uncommon for debt collection companies to consistently pursue a debt; after all, they stand to make a significant profit off of it.
Consider this: Debts are highly negotiable if you use an attorney. If you do owe the debt, you have options available to you that can help you improve your credit score while mitigating the cost of repayment. Instead of paying the debt outright, you should work with an experienced debt settlement lawyer to help you resolve your debt at a fair price.
Why go through an attorney?
A knowledgeable debt relief attorney is an invaluable resource in negotiating with collection agencies. The attorneys at Benveniste Law Offices have several years of experience working with collection agencies to negotiate fair deals for their clients. Time and time again an attorney can get you a much better deal than pursuing negotiation on your own. What happens instead is that clients who attempt to call collection agencies themselves are talked into paying the entire balance. An attorney like Heather Benveniste can work closely with you to achieve your goal of resolving debt without filing for bankruptcy, all the while avoiding a continuing cycle of debt.
Dealing with pesky collection calls can be frustrating and incredibly time consuming. At no point do you have to directly communicate with collectors; a debt settlement attorney in Illinois is an effective resource in combatting the calls and the debt. At Benveniste Law Offices, we focus on helping consumers like you quickly resolve outstanding debts as effortlessly as possible. We are the non-bankruptcy attorneys of Illinois. Contact us at 1-(800) 497-5358 for a free consultation to discuss your case.